/* ============================================================
   Aurum Consultancy — Website stylesheet  (v2 · modern)
   Design system: Trust Navy + Aurum Gold + Warm Ivory
   Fonts: Cinzel (display) · Cormorant Garamond (headings) · Montserrat (body)
   ============================================================ */

:root {
  /* Gold ramp */
  --gold-50:  #FBF8F0;
  --gold-100: #F3EAD2;
  --gold-200: #E7D5A9;
  --gold-300: #D9BE80;
  --gold-400: #C9A961;
  --gold-500: #B8860B;
  --gold-600: #9A7109;
  --gold-700: #6F5207;

  /* Navy ramp */
  --navy-50:  #EAEDF2;
  --navy-100: #C7CFDD;
  --navy-300: #4A5E82;
  --navy-400: #2C3E50;
  --navy-500: #1A2845;
  --navy-600: #131E34;
  --navy-700: #0D1525;

  /* Neutrals */
  --white:       #FFFFFF;
  --ivory:       #F8F5EE;
  --neutral-100: #EFEADF;
  --neutral-200: #E2DBCB;
  --neutral-300: #CCC4B2;
  --neutral-500: #7A7264;
  --neutral-600: #534D43;
  --neutral-700: #2D2D2D;

  --success-500: #2E7D5B;
  --success-50:  #E6F1EB;
  --danger-500:  #9E4238;
  --info-50:     #E3ECF4;
  --info-500:    #2C5C8F;

  --font-display: 'Cinzel', Georgia, serif;
  --font-serif:   'Cormorant Garamond', Georgia, serif;
  --font-sans:    'Montserrat', system-ui, -apple-system, sans-serif;

  --gradient-gold: linear-gradient(135deg, #D9BE80 0%, #C9A961 45%, #B8860B 100%);
  --gradient-navy: linear-gradient(160deg, #243456 0%, #1A2845 60%, #131E34 100%);

  --shadow-sm: 0 1px 3px rgba(26,40,69,.08), 0 1px 2px rgba(26,40,69,.05);
  --shadow-md: 0 4px 12px rgba(26,40,69,.08), 0 2px 4px rgba(26,40,69,.05);
  --shadow-lg: 0 12px 32px rgba(26,40,69,.10), 0 4px 10px rgba(26,40,69,.05);
  --shadow-xl: 0 24px 60px rgba(26,40,69,.14);
  --shadow-gold: 0 8px 24px rgba(184,134,11,.18);

  --container: 1200px;
  --ease: cubic-bezier(.4,0,.2,1);
  --ease-out: cubic-bezier(.16,1,.3,1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font: 400 1rem/1.7 var(--font-sans);
  color: var(--neutral-700);
  background: var(--ivory);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--gold-600); text-decoration: none; transition: color 140ms var(--ease); }
a:hover { color: var(--gold-500); }
h1, h2, h3, h4 { color: var(--navy-500); margin: 0 0 .75rem; text-wrap: balance; }
h1 { font: 600 clamp(2rem, 5vw, 3.4rem)/1.08 var(--font-serif); letter-spacing: -.01em; }
h2 { font: 600 clamp(1.8rem, 3.4vw, 2.6rem)/1.15 var(--font-serif); }
h3 { font: 600 1.2rem/1.3 var(--font-sans); }
p  { margin: 0 0 1rem; text-wrap: pretty; }

.container { max-width: var(--container); margin: 0 auto; padding: 0 28px; }

.eyebrow {
  font: 600 .78rem/1.2 var(--font-sans);
  letter-spacing: .22em;
  text-transform: uppercase;
  color: var(--gold-600);
  margin-bottom: .9rem;
}
.gold-rule { width: 56px; height: 2px; background: var(--gradient-gold); border: none; margin: 1.1rem 0 1.4rem; }
.gold-rule.center { margin-left: auto; margin-right: auto; }
.center { text-align: center; }
.lead { font-size: 1.1rem; color: var(--neutral-500); max-width: 46rem; }
.center .lead { margin-left: auto; margin-right: auto; }

/* ---------------- Buttons ---------------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .55rem;
  padding: .85rem 1.75rem;
  font: 600 .85rem/1.2 var(--font-sans);
  letter-spacing: .05em;
  text-transform: uppercase;
  border-radius: 8px;
  border: 1px solid transparent;
  cursor: pointer;
  transition: all 220ms var(--ease);
  white-space: nowrap;
}
.btn .arr { transition: transform 220ms var(--ease); font-style: normal; }
.btn:hover .arr { transform: translateX(3px); }
.btn-gold { background: var(--gradient-gold); color: var(--navy-600); box-shadow: var(--shadow-gold); }
.btn-gold:hover { filter: brightness(1.06); color: var(--navy-700); transform: translateY(-1px); }
.btn-outline-light { border-color: rgba(248,245,238,.4); color: var(--ivory); }
.btn-outline-light:hover { border-color: var(--gold-300); color: var(--gold-200); background: rgba(201,169,97,.08); }
.btn-outline-navy { border-color: var(--navy-500); color: var(--navy-500); }
.btn-outline-navy:hover { background: var(--navy-500); color: var(--ivory); }
.btn-navy { background: var(--navy-500); color: var(--ivory); }
.btn-navy:hover { background: var(--navy-600); transform: translateY(-1px); }
.btn-lg { padding: 1rem 2.1rem; font-size: .9rem; }
.btn-ghost { color: var(--navy-500); padding-left: .9rem; padding-right: .9rem; }
.btn-ghost:hover { color: var(--gold-600); }

/* ---------------- Badge ---------------- */
.badge {
  display: inline-flex; align-items: center; gap: .4rem;
  font: 700 .68rem/1 var(--font-sans);
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--gold-700);
  background: var(--gold-100);
  border: 1px solid var(--gold-200);
  border-radius: 999px;
  padding: .38rem .8rem;
}
.badge.on-dark { color: var(--gold-200); background: rgba(201,169,97,.14); border-color: rgba(201,169,97,.35); }
.badge.success { color: var(--success-500); background: var(--success-50); border-color: #cfe5da; }

/* ---------------- Header ---------------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(248,245,238,.9);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--neutral-200);
}
.site-header { --hh: 106px; --lh: 72px; }
.site-header.scrolled { --hh: 82px; --lh: 54px; }
.site-header .inner {
  display: flex; align-items: center; justify-content: space-between; gap: 1.5rem;
  height: var(--hh);
  transition: height 250ms var(--ease);
}
.site-header .logo img, .site-header .logo svg { height: var(--lh); width: auto; display: block; transition: height 250ms var(--ease); }
.main-nav { display: flex; align-items: center; gap: .35rem; }
.main-nav a { white-space: nowrap; }
.main-nav a {
  position: relative;
  font: 600 .82rem/1 var(--font-sans);
  letter-spacing: .05em;
  text-transform: uppercase;
  color: var(--neutral-600);
  padding: .55rem .8rem;
  border-radius: 6px;
  transition: color 140ms var(--ease);
}
.main-nav a:hover { color: var(--navy-500); }
.main-nav a.active { color: var(--navy-500); }
.main-nav a.active::after {
  content: ""; position: absolute; left: .8rem; right: .8rem; bottom: -2px;
  height: 2px; border-radius: 2px; background: var(--gradient-gold);
}
.main-nav .btn { margin-left: .6rem; padding: .62rem 1.1rem; }
.main-nav .btn.active::after { display: none; }
.main-nav .btn-outline-navy.active { background: var(--navy-500); color: var(--ivory); }
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--navy-500); margin: 5px 0; transition: all 220ms var(--ease); }

/* ---------------- Hero (home) ---------------- */
.hero {
  position: relative;
  background: var(--gradient-navy);
  color: var(--ivory);
  overflow: hidden;
}
.hero .glow {
  position: absolute; top: -140px; right: -100px;
  width: 560px; height: 560px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,169,97,.20), transparent 65%);
  pointer-events: none;
}
.hero .glow.two {
  top: auto; right: auto; bottom: -220px; left: -160px;
  background: radial-gradient(circle, rgba(201,169,97,.08), transparent 60%);
}
.hero .inner {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: 1.15fr .85fr;
  gap: 3rem; align-items: center;
  padding: clamp(3.5rem, 7vw, 6rem) 0 clamp(3.5rem, 7vw, 6.5rem);
}
.hero .eyebrow { color: var(--gold-300); }
.hero h1 { color: var(--white); font-size: clamp(2.1rem, 4.6vw, 3.7rem); line-height: 1.14; margin-bottom: 1.1rem; }
.hero h1 em { font-style: normal; background: var(--gradient-gold); -webkit-background-clip: text; background-clip: text; color: transparent; }
.hero p.lead { color: rgba(248,245,238,.82); font-size: 1.12rem; margin: 0 0 2rem; max-width: 33rem; }
.hero .actions { display: flex; gap: .9rem; flex-wrap: wrap; margin-bottom: 2rem; }
.hero .trust { display: flex; align-items: center; gap: 1.1rem; flex-wrap: wrap; }
.hero .trust .t {
  display: inline-flex; align-items: center; gap: .5rem;
  font: 500 .82rem/1.4 var(--font-sans);
  color: rgba(248,245,238,.85);
}
.hero .trust .t svg { width: 17px; height: 17px; color: var(--gold-400); flex: 0 0 auto; }
.hero .trust .dot { width: 4px; height: 4px; border-radius: 50%; background: rgba(248,245,238,.3); }

.hero-panel { display: flex; flex-direction: column; align-items: center; gap: 2.2rem; }
.hero-mark {
  width: 128px; height: 128px; border-radius: 26px;
  background: rgba(248,245,238,.04);
  border: 1px solid rgba(201,169,97,.35);
  box-shadow: 0 16px 48px rgba(0,0,0,.35), inset 0 1px 0 rgba(248,245,238,.08);
  display: flex; align-items: center; justify-content: center;
  font: 600 3.4rem/1 var(--font-serif);
  color: var(--gold-300);
}
.hero-stats { display: flex; gap: 2.4rem; justify-content: center; flex-wrap: wrap; }
.stat { text-align: center; }
.stat .v {
  font: 600 2.3rem/1 var(--font-serif);
  color: var(--gold-300);
}
.stat .v small { font-size: 1.3rem; }
.stat .l { font: 500 .74rem/1.4 var(--font-sans); letter-spacing: .08em; text-transform: uppercase; color: rgba(248,245,238,.65); margin-top: .45rem; }

/* ---------------- Sections ---------------- */
.section { padding: clamp(3.5rem, 7vw, 5.75rem) 0; }
.section.alt { background: var(--white); }
.section-head { max-width: 660px; margin: 0 auto 3rem; text-align: center; }
.section-head-row {
  display: flex; justify-content: space-between; align-items: flex-end;
  gap: 1.5rem; margin-bottom: 2.4rem; flex-wrap: wrap;
}
.link-arrow { font: 600 .84rem/1 var(--font-sans); letter-spacing: .06em; text-transform: uppercase; display: inline-flex; align-items: center; gap: .45rem; }
.link-arrow .arr { transition: transform 200ms var(--ease); font-style: normal; }
.link-arrow:hover .arr { transform: translateX(3px); }

/* ---------------- Cards ---------------- */
.grid { display: grid; gap: 1.4rem; }
.grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.grid.cols-4 { grid-template-columns: repeat(4, 1fr); }
.grid.cols-2 { grid-template-columns: repeat(2, 1fr); }

.card {
  background: var(--white);
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 1.9rem 1.7rem;
  box-shadow: var(--shadow-sm);
  transition: all 260ms var(--ease);
  display: flex; flex-direction: column;
}
.card.hoverable:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); border-color: var(--gold-300); }
.icon-tile {
  width: 48px; height: 48px;
  border-radius: 12px;
  background: var(--navy-500);
  color: var(--gold-400);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 1.1rem;
  box-shadow: 0 6px 16px rgba(26,40,69,.22);
}
.icon-tile svg { width: 23px; height: 23px; }
.card .badge { align-self: flex-start; margin-bottom: .8rem; }
.card h3 { font-size: 1.12rem; margin-bottom: .5rem; }
.card p { font-size: .92rem; color: var(--neutral-500); margin-bottom: 0; }
.card .ticks { list-style: none; margin: .9rem 0 1.1rem; padding: 0; display: flex; flex-direction: column; gap: .55rem; }
.card .ticks li { display: flex; gap: .6rem; font-size: .86rem; color: var(--neutral-600); line-height: 1.45; }
.card .ticks .tk {
  flex: 0 0 18px; height: 18px; margin-top: .1rem;
  border-radius: 50%; background: var(--gold-100); color: var(--gold-700);
  display: flex; align-items: center; justify-content: center; font-size: .62rem; font-weight: 700;
}
.card .more { margin-top: auto; padding-top: .4rem; font: 600 .78rem/1 var(--font-sans); letter-spacing: .07em; text-transform: uppercase; display: inline-flex; align-items: center; gap: .4rem; }
.card .more .arr { transition: transform 200ms var(--ease); font-style: normal; }
.card .more:hover .arr { transform: translateX(3px); }

/* ---------------- Gold process card ---------------- */
.process-card {
  background: linear-gradient(150deg, var(--gold-50) 0%, var(--gold-100) 100%);
  border: 1px solid var(--gold-200);
  border-radius: 18px;
  padding: clamp(2rem, 5vw, 3.25rem);
  box-shadow: var(--shadow-md);
}
.process-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2.2rem; margin-top: 2.2rem; }
.process-steps .num {
  font: 600 2.6rem/1 var(--font-serif);
  background: var(--gradient-gold);
  -webkit-background-clip: text; background-clip: text; color: transparent;
  margin-bottom: .7rem;
}
.process-steps h3 { font-size: 1.05rem; margin-bottom: .35rem; }
.process-steps p { font-size: .9rem; color: var(--neutral-600); margin: 0; }

/* ---------------- Quote band ---------------- */
.quote-band { background: var(--navy-500); color: var(--ivory); text-align: center; position: relative; overflow: hidden; }
.quote-band .glow {
  position: absolute; top: -180px; left: 50%; transform: translateX(-50%);
  width: 640px; height: 400px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,169,97,.12), transparent 65%);
  pointer-events: none;
}
.quote-band .inner { position: relative; max-width: 820px; margin: 0 auto; padding: clamp(3.5rem, 7vw, 5.5rem) 28px; }
.quote-band .qmark { font: 600 4.5rem/0.5 var(--font-serif); color: var(--gold-400); display: block; margin-bottom: 1.6rem; }
.quote-band blockquote {
  margin: 0 0 1.8rem;
  font: 500 clamp(1.4rem, 3vw, 2rem)/1.45 var(--font-serif);
  font-style: italic;
  color: var(--ivory);
  text-wrap: balance;
}
.quote-band .attr { font: 600 .78rem/1.5 var(--font-sans); letter-spacing: .18em; text-transform: uppercase; color: var(--gold-300); }

/* ---------------- CTA band ---------------- */
.cta-band { text-align: center; }
.cta-band .inner { max-width: 720px; margin: 0 auto; }
.cta-band p { color: var(--neutral-500); max-width: 36rem; margin: 0 auto 2rem; }

/* ---------------- Page hero (inner pages) ---------------- */
.page-hero {
  position: relative;
  background: var(--gradient-navy);
  color: var(--ivory);
  padding: clamp(2.8rem, 6vw, 4.25rem) 0;
  overflow: hidden;
}
.page-hero .glow {
  position: absolute; top: -160px; right: -120px;
  width: 480px; height: 480px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,169,97,.16), transparent 65%);
  pointer-events: none;
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero .eyebrow { color: var(--gold-300); }
.page-hero h1 { color: var(--white); margin-bottom: .6rem; }
.page-hero p { color: rgba(248,245,238,.82); max-width: 44rem; margin: 0; font-size: 1.06rem; }
.page-hero .badge { margin-bottom: 1.1rem; }

/* ---------------- Tabs ---------------- */
.tabs { display: flex; gap: .5rem; flex-wrap: wrap; margin-bottom: 2rem; }
.tab-btn {
  font: 600 .82rem/1 var(--font-sans);
  letter-spacing: .05em;
  text-transform: uppercase;
  color: var(--neutral-600);
  background: var(--white);
  border: 1px solid var(--neutral-200);
  border-radius: 999px;
  padding: .7rem 1.4rem;
  cursor: pointer;
  transition: all 200ms var(--ease);
}
.tab-btn:hover { border-color: var(--gold-300); color: var(--navy-500); }
.tab-btn.active {
  background: var(--navy-500); color: var(--gold-200);
  border-color: var(--navy-500);
  box-shadow: var(--shadow-md);
}
.tab-panel { display: none; }
.tab-panel.active { display: block; animation: fadeUp 380ms var(--ease-out); }

/* ---------------- Alert / note ---------------- */
.note {
  display: flex; gap: .9rem; align-items: flex-start;
  background: var(--gold-50);
  border: 1px solid var(--gold-200);
  border-left: 3px solid var(--gold-400);
  border-radius: 10px;
  padding: 1.1rem 1.3rem;
  font-size: .92rem; color: var(--neutral-600);
}
.note.info { background: var(--info-50); border-color: #c4d6e8; border-left-color: var(--info-500); }
.note strong { color: var(--navy-500); display: block; margin-bottom: .15rem; }
.note p { margin: 0; font-size: .9rem; }

/* ---------------- Wizard (Free assessment) ---------------- */
.wizard-shell { max-width: 780px; margin: 0 auto; }
.wiz-progress { display: flex; align-items: center; margin: 0 0 1.6rem; }
.wiz-step { display: flex; align-items: center; flex: 1; min-width: 0; }
.wiz-step:last-child { flex: 0 0 auto; }
.wiz-dot {
  flex: 0 0 34px; width: 34px; height: 34px; border-radius: 50%;
  background: var(--neutral-200); color: var(--neutral-500);
  display: flex; align-items: center; justify-content: center;
  font: 600 .82rem/1 var(--font-sans);
  transition: all 260ms var(--ease);
}
.wiz-step.on .wiz-dot { background: var(--navy-500); color: var(--gold-200); }
.wiz-step.done .wiz-dot { background: var(--gold-400); color: var(--navy-600); }
.wiz-label { font: 500 .78rem/1.2 var(--font-sans); color: var(--neutral-500); margin-left: .55rem; white-space: nowrap; }
.wiz-step.on .wiz-label { color: var(--navy-500); font-weight: 600; }
.wiz-bar { flex: 1; height: 2px; background: var(--neutral-200); margin: 0 .9rem; border-radius: 2px; transition: background 260ms var(--ease); }
.wiz-step.done .wiz-bar { background: var(--gold-400); }
.wiz-card {
  background: var(--white);
  border: 1px solid var(--neutral-200);
  border-radius: 16px;
  padding: 2.1rem 2.1rem 1.8rem;
  box-shadow: var(--shadow-md);
}
.wiz-pane { display: none; }
.wiz-pane.active { display: block; animation: fadeUp 340ms var(--ease-out); }
.wiz-nav { display: flex; justify-content: space-between; align-items: center; margin-top: 1.8rem; padding-top: 1.4rem; border-top: 1px solid var(--neutral-100); }

.q-label { font: 600 1rem/1.4 var(--font-sans); color: var(--navy-500); margin: 0 0 1rem; }

/* Choice cards (radio-style) */
.choice-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: .8rem; }
.choice-grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.choice {
  display: flex; gap: .7rem; align-items: flex-start;
  padding: .95rem 1rem;
  border: 1px solid var(--neutral-300);
  border-radius: 10px;
  background: var(--white);
  cursor: pointer;
  transition: all 180ms var(--ease);
  user-select: none;
}
.choice:hover { border-color: var(--gold-400); }
.choice input { position: absolute; opacity: 0; pointer-events: none; }
.choice .rdot {
  flex: 0 0 18px; width: 18px; height: 18px; margin-top: .1rem;
  border-radius: 50%; border: 2px solid var(--neutral-300);
  display: flex; align-items: center; justify-content: center;
  transition: all 180ms var(--ease);
}
.choice.sel { border-color: var(--gold-400); background: var(--gold-50); box-shadow: var(--shadow-sm); }
.choice.sel .rdot { border-color: var(--gold-500); }
.choice.sel .rdot::after { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--gold-500); }
.choice .ct { font: 600 .9rem/1.3 var(--font-sans); color: var(--navy-500); }
.choice .cd { font-size: .78rem; line-height: 1.45; color: var(--neutral-500); margin-top: .15rem; }
.choice .pts { margin-left: auto; flex: 0 0 auto; font: 700 .74rem/1 var(--font-sans); color: var(--gold-600); background: var(--gold-100); border-radius: 999px; padding: .3rem .55rem; align-self: center; }

/* Forms */
.field { margin-bottom: 1.1rem; }
.field label { display: block; font: 600 .78rem/1.2 var(--font-sans); letter-spacing: .03em; color: var(--navy-500); margin-bottom: .4rem; }
.field input, .field select, .field textarea {
  width: 100%;
  padding: .75rem .9rem;
  font: 400 .93rem/1.4 var(--font-sans);
  color: var(--neutral-700);
  background: var(--ivory);
  border: 1px solid var(--neutral-300);
  border-radius: 8px;
  transition: border-color 140ms var(--ease), box-shadow 140ms var(--ease);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--gold-400);
  box-shadow: 0 0 0 3px rgba(201,169,97,.35);
}
.field textarea { resize: vertical; min-height: 120px; }
.field-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 1.2rem; }
.form-note { font-size: .78rem; color: var(--neutral-500); margin-top: 1rem; line-height: 1.55; }

/* Wizard result */
.wiz-result { text-align: left; }
.result-row { display: flex; gap: 1.8rem; align-items: center; margin: 1.2rem 0 1.4rem; flex-wrap: wrap; }
.result-score { text-align: center; flex: 0 0 auto; }
.result-score .n { font: 600 3.6rem/1 var(--font-serif); background: var(--gradient-gold); -webkit-background-clip: text; background-clip: text; color: transparent; }
.result-score .t { font: 600 .72rem/1.3 var(--font-sans); letter-spacing: .12em; text-transform: uppercase; color: var(--neutral-500); margin-top: .3rem; }
.result-divide { width: 1px; align-self: stretch; background: var(--neutral-200); }
.result-copy h3 { font: 600 1.35rem/1.25 var(--font-serif); margin-bottom: .4rem; }
.result-copy p { font-size: .92rem; color: var(--neutral-600); margin: 0; }

/* ---------------- Points calculator ---------------- */
.calc-layout {
  display: grid; grid-template-columns: 1fr 360px;
  gap: 2rem; align-items: start;
}
.calc-section {
  background: var(--white);
  border: 1px solid var(--neutral-200);
  border-radius: 14px;
  padding: 1.6rem 1.6rem 1.4rem;
  box-shadow: var(--shadow-sm);
  margin-bottom: 1.3rem;
}
.calc-section .head { display: flex; align-items: center; gap: .9rem; margin-bottom: 1.1rem; }
.calc-section .head .icon-tile { width: 40px; height: 40px; border-radius: 10px; margin: 0; }
.calc-section .head .icon-tile svg { width: 19px; height: 19px; }
.calc-section .head h3 { margin: 0; font-size: 1.02rem; }
.calc-section .head .sub { font-size: .78rem; color: var(--neutral-500); margin-top: .1rem; }
.opt-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: .6rem; }
.opt {
  position: relative;
  border: 1px solid var(--neutral-300);
  border-radius: 10px;
  background: var(--white);
  padding: .7rem .8rem;
  cursor: pointer;
  transition: all 160ms var(--ease);
  text-align: left;
  font-family: var(--font-sans);
}
.opt:hover { border-color: var(--gold-400); }
.opt.sel { border-color: var(--gold-500); background: var(--gold-50); box-shadow: var(--shadow-sm); }
.opt .ot { display: block; font: 600 .84rem/1.3 var(--font-sans); color: var(--navy-500); padding-right: 2.4rem; }
.opt .od { display: block; font-size: .72rem; line-height: 1.4; color: var(--neutral-500); margin-top: .15rem; padding-right: 2.4rem; }
.opt .op {
  position: absolute; top: .55rem; right: .55rem;
  font: 700 .7rem/1 var(--font-sans);
  color: var(--neutral-500); background: var(--neutral-100);
  border-radius: 999px; padding: .28rem .5rem;
  transition: all 160ms var(--ease);
}
.opt.sel .op { color: var(--gold-700); background: var(--gold-100); }

/* Toggle (yes/no) rows */
.tog-row {
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  padding: .85rem 0;
  border-bottom: 1px solid var(--neutral-100);
}
.tog-row:last-child { border-bottom: none; padding-bottom: .2rem; }
.tog-row .tt { font: 600 .88rem/1.35 var(--font-sans); color: var(--navy-500); }
.tog-row .td { font-size: .76rem; color: var(--neutral-500); line-height: 1.45; margin-top: .1rem; }
.tog-row .tp { font: 700 .72rem/1 var(--font-sans); color: var(--gold-600); margin-left: .5rem; }
.switch { position: relative; flex: 0 0 52px; width: 52px; height: 28px; }
.switch input { position: absolute; opacity: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; z-index: 2; }
.switch .track {
  position: absolute; inset: 0;
  background: var(--neutral-200);
  border-radius: 999px;
  transition: background 200ms var(--ease);
}
.switch .track::after {
  content: "";
  position: absolute; top: 3px; left: 3px;
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--white);
  box-shadow: 0 1px 4px rgba(0,0,0,.25);
  transition: transform 200ms var(--ease);
}
.switch input:checked + .track { background: var(--gold-400); }
.switch input:checked + .track::after { transform: translateX(24px); }
.switch input:focus-visible + .track { box-shadow: 0 0 0 3px rgba(201,169,97,.4); }

/* Score panel */
.score-panel {
  position: sticky; top: 96px;
  background: var(--gradient-navy);
  color: var(--ivory);
  border-radius: 18px;
  padding: 1.9rem 1.7rem;
  box-shadow: var(--shadow-xl);
  overflow: hidden;
}
.score-panel .glow {
  position: absolute; top: -120px; right: -100px;
  width: 320px; height: 320px; border-radius: 50%;
  background: radial-gradient(circle, rgba(201,169,97,.2), transparent 65%);
  pointer-events: none;
}
.score-panel .inner { position: relative; }
.score-panel h3 { color: var(--gold-200); font: 600 .78rem/1.3 var(--font-sans); letter-spacing: .18em; text-transform: uppercase; margin: 0 0 1.2rem; text-align: center; }
.gauge-wrap { display: flex; justify-content: center; margin-bottom: 1.1rem; }
.gauge { position: relative; width: 190px; height: 190px; }
.gauge svg { transform: rotate(-90deg); }
.gauge .track { stroke: rgba(248,245,238,.12); }
.gauge .fill { stroke: url(#goldGrad); transition: stroke-dashoffset 500ms var(--ease-out); }
.gauge .val {
  position: absolute; inset: 0;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
}
.gauge .val .n { font: 600 3.2rem/1 var(--font-serif); color: var(--gold-300); }
.gauge .val .t { font: 600 .66rem/1.2 var(--font-sans); letter-spacing: .14em; text-transform: uppercase; color: rgba(248,245,238,.6); margin-top: .25rem; }
.pass-line {
  display: flex; align-items: center; justify-content: center; gap: .5rem;
  font: 600 .8rem/1.3 var(--font-sans);
  margin-bottom: 1.2rem;
}
.pass-line .pill { border-radius: 999px; padding: .35rem .8rem; }
.pass-line.ok .pill { background: rgba(46,125,91,.25); color: #9fd7bd; border: 1px solid rgba(46,125,91,.5); }
.pass-line.under .pill { background: rgba(201,169,97,.14); color: var(--gold-200); border: 1px solid rgba(201,169,97,.4); }
.score-break { border-top: 1px solid rgba(248,245,238,.14); padding-top: 1rem; margin-bottom: 1.3rem; max-height: 240px; overflow-y: auto; }
.score-break .row {
  display: flex; justify-content: space-between; gap: 1rem;
  font-size: .8rem; color: rgba(248,245,238,.8);
  padding: .32rem 0;
}
.score-break .row b { color: var(--gold-300); font-weight: 700; flex: 0 0 auto; }
.score-break .row.zero { color: rgba(248,245,238,.4); }
.score-break .row.zero b { color: rgba(248,245,238,.4); }
.score-panel .btn { width: 100%; }
.score-panel .official { display: block; text-align: center; font-size: .72rem; color: rgba(248,245,238,.55); margin-top: .9rem; line-height: 1.5; }
.score-panel .official a { color: var(--gold-300); text-decoration: underline; }

.cap-note { display: none; margin-top: .8rem; }
.cap-note.show { display: flex; animation: fadeUp 300ms var(--ease-out); }

/* ---------------- Contact ---------------- */
.contact-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: clamp(2rem, 5vw, 3.5rem); align-items: start; }
.contact-info .item { display: flex; gap: 1rem; margin-bottom: 1.5rem; }
.contact-info .icon-tile { width: 44px; height: 44px; border-radius: 11px; margin: 0; flex: 0 0 auto; }
.contact-info .icon-tile svg { width: 20px; height: 20px; }
.contact-info .k { font: 600 .7rem/1.3 var(--font-sans); letter-spacing: .12em; text-transform: uppercase; color: var(--neutral-500); margin-bottom: .15rem; }
.contact-info .a { font: 600 .98rem/1.4 var(--font-sans); color: var(--navy-500); }
.contact-info .b { font-size: .84rem; color: var(--neutral-500); margin-top: .1rem; }
.contact-badges { display: flex; gap: .6rem; flex-wrap: wrap; margin-top: 1.8rem; }
.form-card {
  background: var(--white);
  border: 1px solid var(--neutral-200);
  border-radius: 16px;
  padding: 2.1rem;
  box-shadow: var(--shadow-md);
}
.form-card h3 { font: 600 1.5rem/1.2 var(--font-serif); margin-bottom: 1.4rem; }

/* ---------------- About ---------------- */
.values-grid .card h3 { font-family: var(--font-serif); font-size: 1.4rem; }
.about-cols { display: grid; grid-template-columns: 1.2fr .8fr; gap: clamp(2rem, 5vw, 4rem); align-items: center; }
.about-panel {
  background: var(--gradient-navy);
  border-radius: 18px;
  padding: 2.4rem 2.1rem;
  color: var(--ivory);
  box-shadow: var(--shadow-lg);
}
.about-panel .aurum-mark { font: 600 1.9rem/1 var(--font-display); letter-spacing: .08em; color: var(--gold-300); }
.about-panel .divider { height: 1px; background: rgba(248,245,238,.16); margin: 1.4rem 0; }
.about-panel dl { margin: 0; display: grid; gap: 1rem; }
.about-panel dt { font: 600 .7rem/1 var(--font-sans); letter-spacing: .18em; text-transform: uppercase; color: var(--gold-300); margin-bottom: .3rem; }
.about-panel dd { margin: 0; font-size: .92rem; color: rgba(248,245,238,.8); }

/* ---------------- Footer ---------------- */
.site-footer { background: var(--navy-600); color: rgba(248,245,238,.78); }
.site-footer .top {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 2.5rem;
  padding: 3.5rem 0 2.5rem;
}
.site-footer .wordmark {
  font: 600 1.35rem/1.1 var(--font-display);
  letter-spacing: .08em;
  color: var(--gold-300);
  text-transform: uppercase;
}
.site-footer .wordmark small {
  display: block;
  font: 500 .6rem/1 var(--font-sans);
  letter-spacing: .42em;
  color: var(--gold-500);
  margin-top: .35rem;
}
.site-footer .foot-slogan {
  font: 500 1.15rem/1.3 var(--font-serif);
  font-style: italic;
  color: var(--gold-300);
  margin-top: .9rem;
  letter-spacing: .02em;
}
.site-footer p { font-size: .86rem; color: rgba(248,245,238,.68); }
.site-footer .cline { display: flex; align-items: center; gap: .55rem; font-size: .82rem; margin-bottom: .55rem; color: rgba(248,245,238,.8); }
.site-footer .cline svg { width: 15px; height: 15px; color: var(--gold-400); flex: 0 0 auto; }
.site-footer h4 { color: var(--gold-400); font: 700 .72rem/1.2 var(--font-sans); letter-spacing: .18em; text-transform: uppercase; margin-bottom: 1.1rem; }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: .5rem; }
.site-footer a { color: rgba(248,245,238,.78); font-size: .86rem; }
.site-footer a:hover { color: var(--gold-300); }
.site-footer .bottom {
  border-top: 1px solid rgba(248,245,238,.14);
  padding: 1.3rem 0 1.5rem;
  display: flex; flex-direction: column; gap: .3rem;
  font-size: .74rem;
  letter-spacing: .03em;
  color: rgba(199,207,221,.65);
}
.site-footer .bottom .sep { color: var(--gold-500); margin: 0 .5rem; }

.placeholder-note { color: #b39b58; font-style: italic; }

/* ---------------- Testimonials ---------------- */
.testi-card .t-head { display: flex; align-items: center; gap: .9rem; margin-bottom: 1rem; }
.t-photo {
  width: 56px; height: 56px; border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--gold-300);
  flex: 0 0 auto;
}
.t-photo.t-initial {
  display: flex; align-items: center; justify-content: center;
  background: var(--navy-500); color: var(--gold-300);
  font: 600 1.4rem/1 var(--font-serif);
}
.t-name { font: 600 .95rem/1.3 var(--font-sans); color: var(--navy-500); }
.t-label { font: 600 .68rem/1.3 var(--font-sans); letter-spacing: .08em; text-transform: uppercase; color: var(--gold-600); margin-top: .15rem; }
.t-quote { font: 500 1.02rem/1.6 var(--font-serif); font-style: italic; color: var(--neutral-600); margin: 0; }

/* ---------------- Reveal animations ---------------- */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(14px); }
  to   { opacity: 1; transform: translateY(0); }
}
.reveal { opacity: 0; transform: translateY(18px); transition: opacity 600ms var(--ease-out), transform 600ms var(--ease-out); }
.reveal.in { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ---------------- Responsive ---------------- */
@media (max-width: 1020px) {
  .calc-layout { grid-template-columns: 1fr; }
  .score-panel { position: static; }
}

@media (max-width: 1080px) {
  /* Collapse nav earlier — six items don't fit tablet widths */
  .nav-toggle { display: block; }
  .main-nav {
    position: absolute;
    top: 100%; left: 0; right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: var(--ivory);
    border-bottom: 1px solid var(--neutral-200);
    box-shadow: var(--shadow-lg);
    display: none;
    padding: .5rem 0 1.2rem;
  }
  .main-nav.open { display: flex; }
  .main-nav a { padding: .95rem 28px; border-radius: 0; border-bottom: 1px solid var(--neutral-100); }
  .main-nav a.active::after { display: none; }
  .main-nav .btn { margin: 1rem 28px 0; border-radius: 8px; border-bottom: none; padding: .85rem 1.25rem; }
  .main-nav .btn + .btn { margin-top: .6rem; }
}

@media (max-width: 900px) {
  .grid.cols-4 { grid-template-columns: repeat(2, 1fr); }
  .grid.cols-3 { grid-template-columns: repeat(2, 1fr); }
  .hero .inner { grid-template-columns: 1fr; gap: 2.5rem; }
  .hero-panel { flex-direction: row; justify-content: center; align-items: center; gap: 2rem; flex-wrap: wrap; }
  .about-cols { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .site-footer .top { grid-template-columns: 1fr 1fr; }
  .process-steps { grid-template-columns: 1fr; gap: 1.6rem; }
  .choice-grid.cols-3 { grid-template-columns: 1fr 1fr; }
  .wiz-label { display: none; }

}

@media (max-width: 640px) {
  .site-header { --hh: 84px; --lh: 56px; }
  .site-header.scrolled { --hh: 72px; --lh: 46px; }
  .grid.cols-3, .grid.cols-2, .grid.cols-4 { grid-template-columns: 1fr; }
  .site-footer .top { grid-template-columns: 1fr; }
  .field-grid { grid-template-columns: 1fr; }
  .choice-grid, .choice-grid.cols-3 { grid-template-columns: 1fr; }
  .hero-mark { width: 96px; height: 96px; border-radius: 20px; font-size: 2.6rem; }
  .hero-stats { gap: 1.5rem; }
  .btn-lg { padding: .9rem 1.3rem; font-size: .8rem; }
  .hero .actions { flex-direction: column; align-items: stretch; }
  .cta-band .btn-lg { width: 100%; }

}